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UK mortgage terminology

This page gives descriptions of UK mortgage terminology which can often confuse borrowers.
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Papers overview

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2015
2015
We provide evidence that lenders differ in their ex post incentives to internalize price-default externalities associated with… Expand
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Highly Cited
2014
Highly Cited
2014
This paper presents an analysis of mortgage delinquency between 2004 and 2008 using a loan-level data set from a major national… Expand
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Highly Cited
2011
Highly Cited
2011
U.S. policymakers often treat market competition as a panacea. However, in the case of mortgage securitization, policymakers… Expand
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2011
2011
California was the epicentre of the current Great Recession. Due to its economic structure, open economy, political institutions… Expand
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2010
2010
Did global imbalances cause the financial crisis? A number of influential figures have argued that inflows of foreign capital… Expand
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Highly Cited
2008
Highly Cited
2008
We study early default, defined as serious delinquency or foreclosure in the first year, among nonprime mortgages from the 2001… Expand
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2004
2004
We investigate the socio-economic determinants of mortgage delinquency in 12 EU countries and observe that income volatility… Expand
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2004
2004
Abstract This article discusses the opportunistic and abusive behavior of some servicers of residential mortgages toward the… Expand
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1999
1999
The embedded options found in some securities are known to have significant impact on product pricing, secondary market valuation… Expand
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1999
1999
As applied to the behavior of homeowners with mortgages, option theory predicts that mortgage prepayment or default will be… Expand
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