the Use of Payment instruments in austria a Study Based on Survey Data from 1996 to 2011

  title={the Use of Payment instruments in austria a Study Based on Survey Data from 1996 to 2011},
  author={Peter Mooslechner and Helmut Stix and Karin Wagner},
This study analyzes the results of the OeNB’s methods-of-payment survey of fall 2011 and compares them with the results of similar surveys from the years 1996, 2000 and 2005. The rapid development of cashless payment options in the 15 years that have passed between the first and last analyzed survey and the more widespread availability of payment cards raise the question how consumer behavior has changed. With a value share of some 65% of total payments, cash still remains the most important… CONTINUE READING

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