Two-factor authentication system based on extended OTP mechanism

@article{Ku2013TwofactorAS,
  title={Two-factor authentication system based on extended OTP mechanism},
  author={Yunlim Ku and Okkyung Choi and Kangseok Kim and Taeshik Shon and Manpyo Hong and Hongjin Yeh and Jai-Hoon Kim},
  journal={Int. J. Comput. Math.},
  year={2013},
  volume={90},
  pages={2515-2529}
}
The recent increase in smartphone supply drives more users to utilize mobile financial services and it magnifies the importance of mobile security solutions. But it is not easy to defend cyber-attacks against financial services because the attacks get more diverse every year. The recent solution, OTP one time password, is the most commonly used financial security measure to defend session attacks, but the downside is that it is hard to implement differentiated OTP creation mechanism to it. This… CONTINUE READING

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