The over-indebtedness of European consumers: time for a ‘fresh-start’ of the EU policy and legal agenda?

@article{Ferretti2015TheOO,
  title={The over-indebtedness of European consumers: time for a ‘fresh-start’ of the EU policy and legal agenda?},
  author={Federico Ferretti},
  journal={European Review of Contract Law},
  year={2015},
  volume={11},
  pages={346 - 375}
}
The paper examines the over-indebtedness of European consumers in the wake of the economic crisis through the lenses of the latest findings over its nature and causes. It analyses the current policies and law of the EU in the area, questioning their effectiveness and suitability to address a complex multi-dimensional problem that impacts dearly on the lives of those who are affected and carries great social and economic costs for the EU. The private law relationship between lenders and… CONTINUE READING