The magnitude and nature of risk selection in employer-sponsored health plans.

@article{Nicholson2004TheMA,
  title={The magnitude and nature of risk selection in employer-sponsored health plans.},
  author={Sean Nicholson and Kate Bundorf and Rebecca M. Stein and Daniel Polsky},
  journal={Health services research},
  year={2004},
  volume={39 6 Pt 1},
  pages={1817-38}
}
OBJECTIVE To determine whether health maintenance organizations (HMOs) attract enrollees who use relatively few medical resources and whether a simple risk-adjustment system could mitigate or eliminate the inefficiency associated with risk selection. DATA SOURCES The first and second rounds of the Community Tracking Study Household Survey (CTSHS), a national panel data set of households in 60 different markets in the United States. STUDY DESIGN We use regression analysis to examine medical… CONTINUE READING