The legacy of the home owners’ loan corporation

@article{Crossney2005TheLO,
  title={The legacy of the home owners’ loan corporation},
  author={Kristen B. Crossney and D. Bartelt},
  journal={Housing Policy Debate},
  year={2005},
  volume={16},
  pages={547 - 574}
}
Abstract The appraisal practices of the Home Owners’ Loan Corporation (HOLC) and its Residential Security Maps are often cited as major contributors to later redlining and the perpetuation of segregation through unequal access to mortgage credit. This article focuses on whether there was a relationship between the HOLC's neighborhood assessments and mortgage outcomes. Our results indicate that the agency was clearly instrumental in restructuring the home finance system and permitting far… Expand
The Home Owners’ Loan Corporation and the Development of the Residential Security Maps
Contemporary echoes of segregationist policy: Spatial marking and the persistence of inequality
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