The financial feasibility of delaying Social Security: evidence from administrative tax data

@article{Goda2017TheFF,
  title={The financial feasibility of delaying Social Security: evidence from administrative tax data},
  author={Gopi Shah Goda and Shanthi P. Ramnath and John B. Shoven and Sita Nataraj Slavov},
  journal={Journal of Pension Economics and Finance},
  year={2017},
  volume={17},
  pages={419 - 436}
}
Abstract Despite the large and growing returns to deferring Social Security benefits, most individuals claim Social Security before the full retirement age. In this paper, we use a panel of administrative tax data on individuals likely to financially benefit from delaying Social Security claiming to explore the relationship between Social Security claiming and distributions from tax-advantaged retirement savings accounts. We find that the majority of our sample claim Social Security prior to… 
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