Figures and Tables from this paper
26 Citations
Financial Consequences of Health Insurance: Evidence from the ACA's Dependent Coverage Mandate
- Medicine, Economics
- 2019
Estimates show that increasing access to health insurance lowered young adults’ out-of-pocket medical expenditures, debt in third-party collections, and the probability of personal bankruptcy, but most improvements in financial outcomes are transitory, as they diminish after an individual ages out of the mandate at age 26.
Health insurance, medical debt, and financial well-being.
- Medicine, EconomicsHealth economics
- 2022
The results help clarify the role of health insurance in broader financial health and suggest that, at least among the populations studied here, medical debts in collection may often be a symptom rather than a cause of wider financial distress as measured on credit reports.
The ACA Medicaid Expansion in Michigan and Financial Health
- Medicine, EconomicsJournal of Policy Analysis and Management
- 2020
It is found that enrollment in the Healthy Michigan Program is associated with large improvements in several measures of financial health, including reductions in unpaid bills, medical bills, over limit credit card spending, delinquencies, and public records.
The Effect of Health Insurance on Home Payment Delinquency: Evidence from ACA Marketplace Subsidies
- EconomicsJournal of Public Economics
- 2019
Abstract We use administrative tax data and survey responses to quantify the effect of subsidized health insurance on rent and mortgage delinquency. We employ a regression discontinuity (RD) design,…
Public Health Insurance and Medical Spending: Evidence from the ACA Medicaid Expansion
- Economics, MedicineSSRN Electronic Journal
- 2021
It is found that public insurance eligibility reduced mean OOP by 18.2% among targeted households, but it did not causally increase total expenditures among beneficiaries.
Health Insurance as an Income Stabilizer
- Economics, Medicine
- 2020
Eligibility for sub-sidized Marketplace insurance is associated with a 16% and 9% decline in the rates of unexpected job loss and income loss, respectively, suggesting a health-productivity link.
Does Medicare Reduce Medical Debt?
- MedicineAmerican Journal of Health Economics
- 2020
It is hypothesized that Medicare mainly decreases medical collections among those who transition from uninsured to Medicare, and a “treatment on the treated” average reduction of about $250 in new medical collections is estimated.
Medical Debt in the US, 2009-2020.
- Medicine, EconomicsJAMA
- 2021
This study provides an estimate of the amount of medical debt in collections in the US based on consumer credit reports from January 2009 to June 2020, reflecting care delivered prior to the COVID-19 pandemic, and suggests that the amountof medical debt was highest among individuals living in the South and in lower-income communities.
Missouri’s Medicaid Contraction and Consumer Financial Outcomes
- Economics, Medicine
- 2020
Using data from the Medical Expenditure Panel Survey and employing a border discontinuity differences-in-differences empirical strategy, it is shown how these Medicaid cuts increased out-of-pocket medical spending for individuals living in Missouri.
Reinsuring the Insurers of Last Resort
- Medicine, Political ScienceSSRN Electronic Journal
- 2022
Overall, the authors find that supplemental payments are used to increase access to hospitals in areas with many indigent patients, rather than to provide efficient intertemporal risk-protection to hospitals or incentivize cost control.
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