The Implications of the New Consumer Credit Directive for EU Credit Market Integration * POSITION PAPER

  title={The Implications of the New Consumer Credit Directive for EU Credit Market Integration * POSITION PAPER},
  author={Nicola Jentzsch},
European consumer credit markets are still highly segmented: they differ in credit culture, composition and regulation. The new Consumer Credit Directive is intended to establish a maximal harmonization within member states to further increase integration. But is the Directive in its proposed version an adequate instrument to achieve this goal? To approach this question, the present position paper provides an overview of consumer credit in European economies and the United States. It discusses… CONTINUE READING


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