Corpus ID: 201823322

The Effect of Cashless Banking on the Financial Performance of Small and Medium Scale Enterprises

  title={The Effect of Cashless Banking on the Financial Performance of Small and Medium Scale Enterprises},
  author={Adedokun Rofiat},
he advancement and improvement in information and communication Ttechnology has been rapid and aggressive over the last decade. Every sector of the economy is taking advantage of this change and the small and medium scale enterprises are not an exemption. This change has facilitated the evolution of the payment system from cash based to cashless. This led to the introduction of cashless policy to provide a faster and more efficient payment system. The cashless policy was met by initial… Expand

Tables from this paper

This study examines the causal relationship between the technologies of cashless policy and agricultural sector output in Nigeria. Ex-post facto research design was employed and the annual timeExpand
Electronic payment adoption and consumers’ spending growth: empirical evidence from Nigeria
Abstract The study investigates the determinants of electronic payment adoption and the role of electronic payment on consumers’ purchase decisions as well as its effects on consumers’ spendingExpand
Mandatory adoption of the Central Bank of Nigeria’s cashless and e-payment policy: implications for bank customers
ARTICLE INFO Kingsley Aderemi Adeyemo, David Isiavwe, Dorcas Adetula, Olusanmi Olamide and Owolabi Folashade (2020). Mandatory adoption of the Central Bank of Nigeria’s cashless and e-payment policy:Expand


An Appraisal of Cashless Economy Policy in Development of Nigerian Economy
This paper is motivated by the seeming inadequacy of Nigeria in adopting and implementing the cashless economy policy. The problem is defined by Nigeria’s backdrop level of development bothExpand
E-banking and Bank Performance: Evidence from Nigeria
The resultant of technological innovation has been the transformation in operational dimension of banks over some decades. Internet technology has brought about a paradigm shift in banking operationsExpand
Cashless policy, users’ perception and retail marketing performance
The purpose of this study was to examine the impact of the cashless system on user’s perception and retail marketing performance in Nigeria retail sector. The study used survey instrumentExpand
Electronic Banking And Bank Performance In Nigeria
This study investigated the profitability performance of Nigerian banks following the full adoption of electronic banking system. The study became necessary as a result of increased penetration ofExpand
Impact of Cashless Economy in Nigeria
This paper studied the impact of cashless policy in Nigeria. The policy was introduced by Central Bank of Nigeria (CBN) in December 2011 and was kick-started in Lagos in January 2012. Survey researchExpand
The Acceptance of E-banking by Customers in Nigeria
The internet is perhaps one of the most useful tools to businesses and individuals in contemporary world economies. Its use has touched virtually every aspect of human endeavour including banking.Expand
Impact of Cashless Banking on Banks’ Profitability (Evidence from Nigeria)
The quest for global relevance and sustainable development had led to wide exploitation of the benefits of cashless banking in payments system of Nigerian banks. The study examines the impact ofExpand
A Critical Analysis of Cashless Banking Policy in Nigeria. | University of Nigeria, Nsukka Open Education Resources (OER)
This paper analyses critically to the very beginning, the introduction of cashless policy in banking business in Nigeria. The cashless system has become necessary to promote the use of electronicExpand
Small and Medium Scale Enterprises as A Survival Strategy for Employment Generation in Nigeria
Small and medium enterprises have been considered as the engine of economic growth and for promoting equitable development. The major advantage of the sector is its employment potential at lowExpand
Anatomy of Cashless Banking in Nigeria: What Matters?
This study discussed in details the structure, importance, challenges and consequences of the newly adopted cashless policy programme in the Nigerian banking sector. The cashless policy is mainlyExpand