The Continuing Practice and Impact of Discrimination

  title={The Continuing Practice and Impact of Discrimination},
  author={Stephen L. Ross},
This chapter provides a detailed discussion of the evidence on housing and mortgage lending, as well as the potential impacts of such discrimination on minority outcomes like homeownership and neighborhood environment. The paper begins by discussing conceptual issues surrounding empirical analyses of discrimination including explanations for why discrimination takes place, defining different forms of discrimination, and the appropriate interpretation of observed racial and ethnic differences in… CONTINUE READING


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Determinants of the use of subprime mortgage credit: The effect of proximity on access to prime mortgage credit

Harding, John, AKM Rezaul Hossain, Stephen L. Ross.
Unpublished manuscript. • 2005

Do rental agents discriminate against minority customers? Evidence from the 2000 Housing Discrimination Study

Choi, Seok Joon, Jan Ondrich, John Yinger.
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Housing discrimination in metropolitan America: Explaining changes between 1989 and 2000

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Mortgage lending in Chicago and Los Angeles: A paired testing study of the preapplication process

Ross, L. Stephen, +3 authors Robin Smith.
Unpublished manuscript. • 2005

Racial Gaps in the Transition to First-Time Homeownership: The Role of Residential Segregation

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