The ACA and high-deductible insurance--strategies for sharpening a blunt instrument.

@article{Wharam2013TheAA,
  title={The ACA and high-deductible insurance--strategies for sharpening a blunt instrument.},
  author={J Frank Wharam and Dennis Ross-Degnan and Meredith B. Rosenthal},
  journal={The New England journal of medicine},
  year={2013},
  volume={369 16},
  pages={1481-4}
}
n engl j med 369;16 nejm.org october 17, 2013 1481 viders, and employers. Highdeductible health plans (HDHPs), often considered “blunt instruments” that indiscriminately reduce utilization of both appropriate and discretionary care, require annual out-of-pocket payments of $1,000 to $10,000 for many services before more comprehensive coverage begins.1 Unfortunately, large gaps remain in our understanding of HDHPs’ effects on vulnerable populations, life-saving services, and health outcomes.2,3… CONTINUE READING
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