Technical Progress, Inefficiency, and Productivity Change in U.S. Banking, 1984-1993

@inproceedings{Wheelock1994TechnicalPI,
  title={Technical Progress, Inefficiency, and Productivity Change in U.S. Banking, 1984-1993},
  author={David C. Wheelock and Paul W. Wilson},
  year={1994}
}
Numerous studies have found that US commercial banks are quite inefficient, and we find that, on average, banks became more technically inefficient between 1984 and 1993. Our analysis of productivity change, however, shows that technological improvements adopted by a few banks pushed out the efficient frontier, and that, on average, commercial banks experienced productivity gains. For banks with assets less than $300 million, however, technological improvement was insufficient to offset… CONTINUE READING

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