TWO STEP CREDIT RISK ASSESMENT MODEL FOR RETAIL BANK LOAN APPLICATIONS USING DECISION TREE DATA MINING TECHNIQUE

@inproceedings{Sudhakar2016TWOSC,
  title={TWO STEP CREDIT RISK ASSESMENT MODEL FOR RETAIL BANK LOAN APPLICATIONS USING DECISION TREE DATA MINING TECHNIQUE},
  author={Madhusoodhanan Sudhakar and D. K. Reddy},
  year={2016}
}
Data mining techniques are becoming very popular nowadays because of the wide availability of huge quantity of data and the need for transforming such data into knowledge. In today’s globalization, core banking model and cut throat competition making banks to struggling to gain a competitive edge over each other. The face to face interaction with customer is no more exists in the modern banking world. Banking systems collect huge amounts of data on day to day basis, be it customer information… CONTINUE READING

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