Switching Cost and the Deposit Demand in China

@inproceedings{Ho2009SwitchingCA,
  title={Switching Cost and the Deposit Demand in China},
  author={C. Ho},
  year={2009}
}
This paper develops and estimates a dynamic model of consumer demand for deposits, in which banks provide di¤erentiated products, and product characteristics evolve over time. Consumers choose their banks based on the utility received from using their services, and incur a …xed cost when they switch banks. Consequently, consumer choices include which bank to use and when to switch. Utilizing the dynamic structural model, I analyze the impact of forward looking behavior on understanding consumer… CONTINUE READING

References

Publications referenced by this paper.
Showing 1-10 of 37 references

Who Competes with Whom? The Case of Depository Institutions.

  • Adams, M Robert, Kenneth P. Brevoort, Elizabeth K. Kiser
  • Journal of Industrial Economics,
  • 2007
Highly Influential
6 Excerpts

Kanczuk. "Demand for Bank Services and Market Power in Brazilian Banking.

  • Nakane, I Marcio, Leonardo S. Alencar, Fabio
  • Banco Central do Brazil, Working Paper 107,
  • 2006
Highly Influential
4 Excerpts

Market Concentration and the Di¤usion of Electronic Banking

  • Allen, Jason, Robert Clark, Jean Francois Houde
  • Bank of Canada Working Paper, 2008-32.
  • 2008
Highly Influential
5 Excerpts

The Contradiction in China’s Gradualist Banking Reforms

  • Dobson, Wendy, A Kashyap
  • Brookings Papers of Economic Activity, 2, 103-148…
  • 2006
Highly Influential
3 Excerpts

Automobile Replacement: A Dynamic Structural Approach

  • Schiraldi, Pasquale
  • mimeo, London School of Economics, 2009.
  • 2009

Consumer Switching Costs and Firm Pricing: Evidence from Bank Pricing of Deposit Accounts" Board of Governors of the Federal Reserve System (U.S.)

  • Hannan, H Timohty
  • Finance and Economics Discussion Series,
  • 2008
2 Excerpts

Estimation of the Impact of Mergers in the Banking Industry with Historical Data on Mergers," mimeo, Shanghai

  • Zhou, Xiaolan
  • University of Finance and Economics,
  • 2008

Similar Papers

Loading similar papers…