• Computer Science
  • Published 2019

Study on personal credit score mode

  title={Study on personal credit score mode},
  author={Lu Jian-jian and Chen Baiqiang},
In recent years, with the rapid development of network information technology and the surge in the number of Internet users, e-financial innovation has become an essential part of daily life. Credit scoring is a numerical expression of the credit worthiness of an individual. In this paper, we propose a credit scoring model, which is defined as a piecewise-function. Different scoring function is for different types of customers. Experiments on UCI datasets are conduct and the results shows that… CONTINUE READING

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