Structured settlement annuities, part 1: overview and the underwriting process.

@article{Schmidt2000StructuredSA,
  title={Structured settlement annuities, part 1: overview and the underwriting process.},
  author={Carl J. Schmidt and Richard B. Singer},
  journal={Journal of insurance medicine},
  year={2000},
  volume={32 3},
  pages={131-6}
}
Structured settlement underwriting is the underwriting of medically impaired lives for the purchase of an annuity to fund the settlement. Other than risk assessment, structured settlement (SS) underwriting has little in common with traditional life insurance underwriting. Most noteworthy of these differences is the relative lack of actuarial data on which to base decisions about mortality and the necessity for prospective thinking about risk assessment. The purpose of this paper is to provide a… CONTINUE READING