State Health Insurance Regulations and the Price of High-Deductible Policies

@article{Kowalski2008StateHI,
  title={State Health Insurance Regulations and the Price of High-Deductible Policies},
  author={Amanda E. Kowalski and William J. Congdon and Mark H. Showalter},
  journal={Forum for Health Economics \& Policy},
  year={2008},
  volume={11}
}
This study examines the impact of state health insurance regulations on the price of high-deductible family and individual polices in the nongroup market. We use a unique and rich data set on actual insurance policies sold through a large Internet health insurance distributor to examine the impact of various regulations on policy prices, controlling for policy characteristics, demographic characteristics of the purchasers, and state-level demographics. We also use data from a single major… 

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