Scoring Aave Accounts for Creditworthiness
@inproceedings{Wolf2022ScoringAA, title={Scoring Aave Accounts for Creditworthiness}, author={W. Clark Wolf and Aaron James Henry and Hamza Al Fadel and Xavier Quintuna and Julian Gay}, year={2022} }
. Scoring the creditworthiness of accounts that interact with decen-tralized financial (DeFi) protocols remains an important yet unsolved problem. In this paper, we propose a credit scoring system for those accounts that have interacted with the Aave v2 liquidity protocol. The key component of this system is a tree-based binary classifier that predicts “position delinquency.” To the community, we provide our method, results, and the (abridged) dataset on which this system is built.
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