• Corpus ID: 250526490

Scoring Aave Accounts for Creditworthiness

@inproceedings{Wolf2022ScoringAA,
  title={Scoring Aave Accounts for Creditworthiness},
  author={W. Clark Wolf and Aaron James Henry and Hamza Al Fadel and Xavier Quintuna and Julian Gay},
  year={2022}
}
. Scoring the creditworthiness of accounts that interact with decen-tralized financial (DeFi) protocols remains an important yet unsolved problem. In this paper, we propose a credit scoring system for those accounts that have interacted with the Aave v2 liquidity protocol. The key component of this system is a tree-based binary classifier that predicts “position delinquency.” To the community, we provide our method, results, and the (abridged) dataset on which this system is built. 

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