SEPIA: Secure-PIN-Authentication-as-a-Service for ATM Using Mobile and Wearable Devices

  title={SEPIA: Secure-PIN-Authentication-as-a-Service for ATM Using Mobile and Wearable Devices},
  author={Rasib Khan and Ragib Hasan and Jinfang Xu},
  journal={2015 3rd IEEE International Conference on Mobile Cloud Computing, Services, and Engineering},
Credit card fraud is a common problem in today's world. Financial institutions have registered major loses till today due to users being exposed of their credit card information. Shoulder-surfing or observation attacks, including card skimming and video recording with hidden cameras while users perform PIN-based authentication at ATM terminals is one of the common threats for common users. Researchers have struggled to come up with secure solutions for secure PIN authentication. However, modern… CONTINUE READING


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