Risk selection into consumer-directed health plans: an analysis of family choices within large employers.

OBJECTIVE To identify the degree of selection into consumer-directed health plans (CDHPs) versus traditional plans over time, and factors that influence choice and temper risk selection. DATA SOURCES/STUDY SETTING Sixteen large employers offering both CDHP and traditional plans during the 2004–2007 period, more than 200,000 families. STUDY DESIGN We… CONTINUE READING
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