Revised Risk Assessments and the Insurance Industry

@inproceedings{Kousky2013RevisedRA,
  title={Revised Risk Assessments and the Insurance Industry},
  author={C. Kousky},
  year={2013}
}
Insuring disaster risks can be challenging, due to spatial correlations and fat-tailed loss distributions. This chapter examines catastrophe insurance with a particular focus on events that alter risk assessments in the insurance industry. It addresses two questions: (1) What types of events lead the (re)insurance industry to update risk assessments? (2) How do companies, consumers, and the government respond to updated risk assessments? Updating is more likely to occur for risks with unknown… Expand

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