Corpus ID: 152591337

Regulation of Payday Loans: Misguided?

  title={Regulation of Payday Loans: Misguided?},
  author={P. M. Skiba},
  journal={Washington and Lee Law Review},
  • P. M. Skiba
  • Published 2012
  • Economics
  • Washington and Lee Law Review
Table of ContentsI. Introduction 1024II. Evidence of Consumer Behavior 1031A The Importance of Rollovers and Defaults 1031B. Loan Sizes 1032C. Loan Lengths 1033D. The Interaction of Payday Loans and Other Forms of Credit 1035E. Evidence on Consequences of Using Payday Loans 1038III. Current Regulations and Recommendations 1041A. Bans 1043B. Interest Rate Caps 1043C. Information Disclosures 1043D. Loan Lengths 1044IV. Discussion 1044Appendix 1047I. IntroductionThe Dodd-Frank Wall Street Reform… Expand
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