Regulating Genetic Information in Insurance Markets

  title={Regulating Genetic Information in Insurance Markets},
  author={Michael Hoy and Michael Ruse},
The debate on whether insurance companies should be allowed to use results of genetic tests for underwriting purposes is both lively and increasingly relevant as both technology and lawmaking efforts are progressing rapidly. In this article we outline the primary economic and non-economic arguments made in favor of and against allowing insurers to risk-rate premiums on the basis of genetic test results. While economic analysis has much to offer in enlightening this debate and informing policy… CONTINUE READING