Racial Profiling, Insurance Style: Insurance Redlining and the Uneven Development of Metropolitan Areas

  title={Racial Profiling, Insurance Style: Insurance Redlining and the Uneven Development of Metropolitan Areas},
  author={Gregory D. Squires},
  journal={Journal of Urban Affairs},
  pages={391 - 410}
  • G. Squires
  • Published 1 November 2003
  • Economics
  • Journal of Urban Affairs
ABSTRACT: Racial profiling has emerged as a highly contentious practice in a range of social settings. This article examines the role of racial profiling in the property insurance industry and how such practices, grounded in negative racial stereotyping, have contributed to racial segregation and uneven metropolitan development. From a review of industry underwriting and marketing materials, court documents, and research by government agencies, industry and community groups, and academics, it… 
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