Racial Disparities in Debt Collection

  title={Racial Disparities in Debt Collection},
  author={Jessica LaVoice and Domonkos F. Vamossy},
  journal={PSN: Politics of Race (Topic)},
A distinct set of disadvantages experienced by black Americans increases their likelihood of experiencing negative financial shocks, decreases their ability to mitigate the impact of such shocks, and ultimately results in debt collection cases being far more common in black neighborhoods than in non-black neighborhoods. In this paper, we create a novel dataset that links debt collection court cases with information from credit reports to document the disparity in debt collection judgments… Expand
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