Problem Loans and Cost Efficiency in Commercial Banks

  title={Problem Loans and Cost Efficiency in Commercial Banks},
  author={Allen N. Berger},
* The views expressed are those of the authors, and do not necessarily reflect those of the Office of the Comptroller of the Currency, the Department of the Treasury, the Board of Governors, or their staffs. Any whole or partial reproduction of material in this paper should include the following citation: Berger, Allen N., and Robert DeYoung, “Problem Loans and Cost Efficiency in Commercial Banks,” Office of the Comptroller of the Currency, E&PA Working Paper 95-5, December 1995. 
Highly Influential
This paper has highly influenced 49 other papers. REVIEW HIGHLY INFLUENTIAL CITATIONS
Highly Cited
This paper has 1,061 citations. REVIEW CITATIONS

From This Paper

Figures, tables, and topics from this paper.

Explore Further: Topics Discussed in This Paper


Publications citing this paper.
Showing 1-10 of 239 extracted citations

Bank Transparency and Risk Taking : Empirical Evidence from Tunisia

Raoudha Dhouibi, A. E. Mabrouk, Emna Rouetbi
View 5 Excerpts
Highly Influenced

Credit Risk Dynamics in Listed Local Banks in Zimbabwe (2009- 2013)

Blessing Katuka
View 4 Excerpts
Highly Influenced

1,061 Citations

Citations per Year
Semantic Scholar estimates that this publication has 1,061 citations based on the available data.

See our FAQ for additional information.


Publications referenced by this paper.
Showing 1-10 of 38 references

A General Method for Deriving the Efficiencies of Banks from a Profit Function,

Akhavein, D Jalal, P.A.V.B. Swamy, Stephen B. Taubman
Board of Governors of the Federal Reserve System, working paper, • 1995

A Market Evaluation of the Risk-Based Capital Standards for the U.S

Cordell, R Lawrence, Kathleen K. King
Financial System," Journal of Banking and Finance, • 1995

Banks' Responses to Deregulation: Profits, Technology, and Efficiency," working

Humphrey, David, Lawrence Pulley

Core Deposits and Physical Capital: A Reexamination of Bank Scale Economies and Efficiency with Quasi-Fixed Inputs,

Hunter, C William, Stephen Timme
Journal of Money, Credit, and Banking, • 1995

Explaining Bank Failures: Deposit Insurance, Regulation, and Efficiency,

Wheelock, C David, Paul W. Wilson
Review of Economics and Statistics, • 1995

Foreign-Owned Banks in the U.S.: Earning Market Share or Buying It?,

DeYoung, Robert, Daniel E. Nolle
Office of the Comptroller of the Currency, Working Paper • 1995

Linear Programming and Econometric Methods for Bank Efficiency Evaluation: An Empirical Comparison Based on a Panel of Italian Banks,

Resti, Andrea

Measuring Bank Efficiency when Managers Trade Return for Reduced Risk,

Hughes, P Joseph, Choon-Geol Moon

Projecting Resolved Assets in Banks: A Comparison of Different Methods,

Becher, David, Robert DeYoung, Thomas Lutton
Office of the Comptroller of the Currency, working paper, • 1995