Predicting Mortality from Credit Reports

@article{Giorgi2021PredictingMF,
  title={Predicting Mortality from Credit Reports},
  author={Giacomo. Giorgi and Matthew Harding and Gabriel F. R. Vasconcelos},
  journal={ArXiv},
  year={2021},
  volume={abs/2111.03662}
}
Data on hundreds of variables related to individual consumer finance behavior (such as credit card and loan activity) is routinely collected in many countries and plays an important role in lending decisions. We postulate that the detailed nature of this data may be used to predict outcomes in seemingly unrelated domains such as individual health. We build a series of machine learning models to demonstrate that credit report data can be used to predict individual mortality. Variable groups… 
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