Pre-Agreement Assessment as a Responsible Lending Tool in South-Africa, the EU and Belgium: Part 1

@article{VanHeerden2018PreAgreementAA,
  title={Pre-Agreement Assessment as a Responsible Lending Tool in South-Africa, the EU and Belgium: Part 1},
  author={C. M. Van Heerden and Reinhard Steennot},
  journal={LSN: Other Law \& Society: Private Law - Financial Law (Topic)},
  year={2018}
}
Responsible lending has become a very pertinent issue on the agenda of credit regulators across the globe who seek to combat the causes of consumer over-indebtedness. In this context the use of "pre-agreement assessment" as a tool to filter out those instances where, based on a consumer's creditworthiness or ability to repay, credit should not be granted to such a consumer, is a feature common to the lending regimes of various jurisdictions. This contribution consists of two parts: Part 1… 

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