Personalized Vehicle Insurance Rates A Case for Client-Side Personalization in Ubiquitous Computing

@inproceedings{Coroama2006PersonalizedVI,
  title={Personalized Vehicle Insurance Rates A Case for Client-Side Personalization in Ubiquitous Computing},
  author={Vlad Coroama and Marc Langheinrich},
  year={2006}
}
In the foreseeable future, miniature sensor and networking technology will allow insurers to offer personalized insurance rates based not only on demographic data, but on actual customer behavior. Behavior-based personalized rates can significantly lessen the traditional information asymmetry between insurers and insured, and thus prompt significant cost savings both on a personal and societal level. However, initial prototypes have so far required consumers to disclose their entire data set in… CONTINUE READING
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