The emergence of mobile devices and the rapid growth of mobile application development, many mobile users utilize the used of application Play Store (e.g. Google Play Store). They tend to do everything using their mobile device as it can be used at anytime and anywhere. This generates the idea of developing a mobile financial planner application due to most individuals have poor money management skill. They tend to spend much money on short term things like cars, clothing and accessories. These cause burdens to the individuals as they do not have enough money to bear with all the expenses. So, this financial planning helps the individuals to balance the income and the expenses by prioritizing their needs and desires. This paper applies the forward chaining that can determine the suggestion and tips according to their money environment. Hence, this paper focuses on providing a decision mechanism solution using forward chaining technique that able to further improve the individuals' money management and decision making skill.