Opt out or Top Up? Voluntary Healthcare Insurance and the Public vs. Private Substitution

Abstract

We investigate whether people enrolled into voluntary health insurance (VHI) substitute public consumption with private (opt out) or just enlarge their private consumption, without reducing reliance upon public provisions (top up). We study the case of Italy, where a mixed insurance system is in place. To this purpose, we specify a joint model for public… (More)

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Cite this paper

@inproceedings{Fabbri2011OptOO, title={Opt out or Top Up? Voluntary Healthcare Insurance and the Public vs. Private Substitution}, author={Daniele Fabbri and Chiara Monfardini}, year={2011} }