Online Payments Using Handwritten Signature Verification

@article{Trevathan2009OnlinePU,
  title={Online Payments Using Handwritten Signature Verification},
  author={Jarrod Trevathan and Alan McCabe and Wayne Read},
  journal={2009 Sixth International Conference on Information Technology: New Generations},
  year={2009},
  pages={901-907}
}
Making payments online is inherently insecure, especially those involving credit cards where a handwritten signature is normally required to be authenticated. This paper describes a system for enhancing the security of online payments using automated handwritten signature verification. Our system combines complementary statistical models to analyse both the static features of a signature (e.g., shape, slant, size), and its dynamic features (e.g., velocity, pen-tip pressure, timing) to form a… CONTINUE READING

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Key Quantitative Results

  • The system performs reasonably well and achieves an overall error rate of 2.1% in the best case.

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