Offsetting Risk in a Neoliberal Environment: The Link between Asset-Based Welfare and NIMBYism

  title={Offsetting Risk in a Neoliberal Environment: The Link between Asset-Based Welfare and NIMBYism},
  author={Matthew Record},
  journal={Journal of Risk and Financial Management},
  • Matthew Record
  • Published 12 November 2021
  • Economics
  • Journal of Risk and Financial Management
Affordable housing policy in the developed world has been undergoing a systematic commodification for several decades, including a push for homeownership as the normalized tenure and a commodity unto itself. Scholars suggest this push for homeownership is part and parcel of a neoliberal asset-based welfare to supplement, or even outright replace, traditionally defined benefit pension schemes. These policies individualize risk and re-fashion individual citizens as long-term financial planners… 


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