• Corpus ID: 18417495

Mobile Money : M-payment System for India

  title={Mobile Money : M-payment System for India},
  author={Sujata P. Deshmukh and Archana M. Naware},
Mobile Commerce is Electronic Commerce on Mobile a device which is carried out with mobile devices to purchase goods or services using wireless environment. Due to rapid growth of number of mobile phone subscribers in India, mobile phones are proved to be an alternative channel of delivery of banking services. Mobile payments are carried out by SMS based transactional payments, Direct Mobile Billing, Mobile web payments, Contactless Near Field Communication. The users do not need to carry… 
1 Citations

Figures from this paper

Validation du modèle d’intention d’utilisation du paiement mobile en contexte de pandémie de COVID-19

Investigation of the determinants of the use of mobile payment and their influence on usage intention shows that trust and ease of use positively influence the Ivorians’ intention to use mobile payment, while perceived security has a negative influence on the intentions to use.



Analysis of payment transaction security in mobile commerce

This paper discusses the public key infrastructure as a basis for secure mobile technologies, and compares the effectiveness of these security technologies in supporting a secure mobile payment, and discusses research issues to enhance the security of mobile payment for large scale deployment of m-commerce.

Lightweight security for mobile commerce transactions

SMS Security Using NTRU Cryptosystem for M-Commerce

The proposed NTRU cryptosystem will provide improve the current security level and fastest speed with respect to key generation, encryption decryption with small key size and will suitable to any kind of mobile device for SMS communication with suitable data security.

Security Issues in Mobile Commerce Using WAP

The security hole in the WAP gateway introduces a security hole, which renders WAP unsuitable for any security-sensitive services, and a number of ways to correct the situation are discussed, including application level security.

Mobile Banking in India – Issues & Challenges

Technology plays an important role in banking sector. Banking is one of the largest financial institutions constantly explores the opportunity of technology enabled services to provide better

Transformation from E-commerce to M-commerce in Indian Context

Electronic commerce and mobile commerce are not only frontier for doing global business and trade but also offers multiple benefits to the business, government and consumers on massive scale. Many

Untraceable, anonymous and fair micropayment scheme

A new efficient and secure micropayment scheme which fulfils the security properties that guarantee no financial risk for merchants and the privacy of the customers is presented.

Future Trends in Mobile Commerce: Service Offerings, Technological Advances and Security Challenges

Future trends in major aspects of mobile commerce are discussed, and a plethora of enabling technologies are identified in order to provide a multitude of attractive applications and ensure their success in future.

A Simple Secure M-Commerce Protocol SSMCP*

This is a low-complexity protocol that is both efficient for mobile lightweight customers as well as mobile lightweight merchants, and addresses the important issue of a fair commitment to the transaction between the merchant and the customer.

EMCV: Enhancing the Security of the Mobile Commerce using Voice Features

The most important element of MCommerce is security issues and how this proposed system can make it safe for customers to feel comfortable while using mobile phones can be determined.