Medical insurance and the use of health care services by the elderly.

  title={Medical insurance and the use of health care services by the elderly.},
  author={Michael D. Hurd and Kathleen McGarry},
  journal={Journal of health economics},
  volume={16 2},
The objective of this paper is to find how health insurance influences the use of health care services by the elderly. On the basis of the first wave of the Asset and Health Dynamics Survey, we find that those who are the most heavily insured use the most health care services. Because our data show little relationship between observable health measures and either the propensity to hold or to purchase private insurance, we interpret this as an effect of the incentives embodied in the insurance… CONTINUE READING
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129-154 NIA grant number T32-AG00186 to the NBER, and by the Brookdale Foundation

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