Medical bankruptcy in the United States, 2007: results of a national study.

  title={Medical bankruptcy in the United States, 2007: results of a national study.},
  author={David Himmelstein and Deborah Thorne and Elizabeth Warren and Steffie Woolhandler},
  journal={The American journal of medicine},
  volume={122 8},

Health Issues and Health Care Expenses in Canadian Bankruptcies and Insolvencies

The role of medical problems among Canadian bankruptcy filers is documented and prescription drugs were cited as the costliest medical expense by two-thirds of debtors reporting bills > $5,000, with dental bills cited by 22.2 percent.

Health insurance reform and bankruptcy

Abstract Medical bankruptcy was at the heart of the health care reform debate. According to Himmelstein et al. (2009), 62.1 percent of bankruptcies in the United States in 2007 were due to medical

Myth and Measurement - The Case of Medical Bankruptcies.

This study selected a sample of people who were admitted to the hospital in California and tracked information on their annual credit reports, including whether and when they filed for bankruptcy, to estimate the increase in bankruptcy filings caused by illness or injury.

What is the actual prevalence of medical bankruptcies

An improved understanding of the types and magnitudes of medical debts which precipitate a bankruptcy filing can lead to policies that improve outcomes for bankruptcy filers and reduce the social costs of bankruptcy.

Medical Causes and Consequences of Home Foreclosures

The objective of this study was to elucidate the medical causes and consequences of foreclosure in Maricopa County, Arizona and find out whether medical debt and medical problems frequently contribute to foreclosure, even among insured families.

Risk of Bankruptcy among Applicants to Disability Insurance

Being allowed onto the SSDI program was associated with a decreased risk of bankruptcy, and the association was negative and statistically significant for all age groups, including older applicants nearing eligibility for Medicare.

Life or Debt: Underinsurance in America

This issue of JGIM, Magge et al. cast welcome light on the plight of insured, low-income (0–125 % of poverty) families and extends previous findings indicating a steady erosion of the financial protection offered by health insurance.

Investigating the Relationship Between Medical Crowdfunding and Personal Bankruptcy in the United States: Evidence of A Digital Divide

Evidence that disadvantaged groups are systematically more likely to launch medical crowdfunding campaigns, yet conditional on campaign launch, garner systematically less in funding is reported, which is consistent with the presence of a digital divide.

Washington State cancer patients found to be at greater risk for bankruptcy than people without a cancer diagnosis.

Findings suggest that employers and governments may have a policy role to play in creating programs and incentives that could help people cover expenses in the first year following a cancer diagnosis and that Medicare and Social Security may mitigate bankruptcy risk for the older group.

Towards a Working Profile of Medical Bankruptcy

This study uses data drawn from the U.S. Bankruptcy Court’s Eastern Washington District to create an empirical profile of bankruptcy petitioners with medical debt and identifies those characteristics statistically associated with being “at-risk” of a medical bankruptcy to better understand and define medical bankruptcy.



Illness and Injury as Contributors to Bankruptcy

To investigate medical contributors to bankruptcy, 1,771 personal bankruptcy filers in five federal courts and subsequently completed in-depth interviews with 931 of them indicated that 1.9-2.2 million Americans (filers plus dependents) experienced medical bankruptcy.

Did Bankruptcy Reform Fail? An Empirical Study of Consumer Debtors

Just three years ago, Congress enacted controversial amendments to the Bankruptcy Code. The proponents claimed that the changes would drive the "can pay" debtors (of which there were supposedly many)

Seeing red: Americans driven into debt by medical bills. Results from a National Survey.

New analysis of the 2003 Commonwealth Fund Biennial Health Insurance Survey reveals that an estimated 77 million Americans age 19 and older--nearly two of five (37%) adults--have difficulty paying

Discounting the debtors will not make medical bankruptcy disappear.

David Dranove and Michael Millenson seem determined to deny that financial fallout from illness pushes middle-class families into bankruptcy, but the data from the bankruptcy courts are undeniable.

Free for All?: Lessons from the RAND Health Insurance Experiment

In the most important health insurance study ever conducted researchers at the RAND Corporation devised all experiment to address two key questions in health care financing: how much more medical

The Bankruptcy Abuse Prevention and Consumer Protection Act

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How many are underinsured? Trends among U.S. adults, 2003 and 2007.

With health insurance moving toward greater patient cost sharing, this study finds a sharp increase in the number of underinsured people, and the need for policy attention to benefit design, to assure care and affordability.

Unmet health needs of uninsured adults in the United States.

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Mortality in the uninsured compared with that in persons with public and private health insurance.

The higher mortality in those with public insurance or with no insurance reflects an indeterminate mix of selection on existing health status and access to medical care.