Measuring financial protection in health in the United States.

  title={Measuring financial protection in health in the United States.},
  author={Hugh Richard Waters and Gerard F. Anderson and Jim Mays},
  journal={Health policy},
  volume={69 3},
One rationale for health insurance coverage is to provide financial protection against catastrophic health expenditures. This article defines a lack of financial protection as household spending on health care when: (1) out-of-pocket (OOP) health expenditures exceed 10% of family income; (2) out-of-pocket expenditures exceed an absolute level of 2000 US dollars per family member on an annual basis; and (3) combined out-of-pocket and prepaid health expenditures exceed 40% of family income. The… CONTINUE READING

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