MarketWatch Microinsurance : Innovations In Low-Cost Health

  title={MarketWatch Microinsurance : Innovations In Low-Cost Health},
  author={David Mark Dror and Ralf Radermacher and Shrikant B. Khadilkar and Petra Schout and F A Hay and Arbind Kumar Singh and Ruth Koren},
Microinsurance—low-cost health insurance based on a community, cooperative, or mutual and self-help arrangements—can provide financial protection for poor households and improve access to health care. However, low benefit caps and a low share of premiums paid as benefits—both designed to keep these arrangements in business— perversely limited these schemes’ ability to extend coverage, offer financial protection, and retain members. We studied three schemes in India, two of which are member… CONTINUE READING
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