Is Bigger Necessarily Better in Community Banking?

  title={Is Bigger Necessarily Better in Community Banking?},
  author={Joseph P. Hughes and Julapa A. Jagtiani and Loretta J. Mester},
  journal={S\&P Global Market Intelligence Research Paper Series},
SIPERSEDED BY WP 18-11 We investigate the relative performance of publicly traded community banks (those with assets less than $10 billion) versus larger banks (those with assets between $10 billion and $50 billion). A body of research has shown that community banks have potential advantages in relationship lending compared with large banks, although newer research suggests that these advantages may be shrinking. In addition, the burdens placed on community banks by the regulatory reforms… Expand
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