How well do Americans understand their health coverage?

@article{Garnick1993HowWD,
  title={How well do Americans understand their health coverage?},
  author={Deborah Garnick and Ann M. Hendricks and Kenneth E. Thorpe and Joseph P Newhouse and Karen Donelan and Robert J Blendon},
  journal={Health affairs},
  year={1993},
  volume={12 3},
  pages={
          204-12
        }
}
Data from two surveys are used in this DataWatch to explore Americans' understanding of their health insurance. First, data from a national survey of consumers are used to examine if people with private health insurance correctly report their coverage for six services. Second, information from an evaluation of a pilot project of subsidized insurance in New York is used to investigate how well newly insured persons understand their coverage. Based on these surveys, almost all privately insured… 
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46 Citations
Highly Influential Citations
2
Background Citations
11
Methods Citations
1
Results Citations
3

46 Citations

Citation Type

Citation Type

Consumers' misunderstanding of health insurance.
What people really know about their health insurance: a comparison of information obtained from individuals and their insurers.
TLDR
Information obtained from the general population about whether they have health insurance is valid, but self-reported data on source of insurance, length of time insured, and type of insurance are suspect and should be used cautiously.
Consumer Beliefs and Health Plan Performance: It's Not Whether You Are in an HMO but Whether You Think You Are
TLDR
Differences between responses by HMO and non-HMO enrollees to questions covering satisfaction with health care and physician choice, the quality of the last physician's visit, and patient trust in their physician shrink or disappear when the authors control for beliefs about what type of plan they are covered by.
Can Medicare beneficiaries make informed choices?
TLDR
This DataWatch assesses Medicare beneficiaries' understanding of the differences between their managed care and fee-for-service Medicare options and shows that 30 percent of beneficiaries know almost nothing about HMOs; only 11 percent have adequate knowledge to make an informed choice; and HMO enrollees have significantly lower knowledge levels of the Differences between the two delivery systems.
A gender perspective on the use of supplemental healthcare plans
TLDR
It is found that, while self-directed financial learning and general financial knowledge significantly predicted plan participation and the importance attached to them, demographic factors, such as gender, age and job classification, dominated the supplemental healthcare decisions.
Documenting the Health Insurance Needs of Cancer Patients and Providing Scarce Resolutions
The American Cancer Society’s Health Insurance Assistance Service provides callers to its National Cancer Information Center with detailed knowledge to help them access or maintain health insurance…
Predictors of Consumers’ Health Insurance Knowledge
TLDR
A sample of taxpayers who had tax returns completed at a university-based volunteer income tax assistance (VITA) program was surveyed and those who were more likely to have high health insurance knowledge were U.S. citizens and reviewed their health insurance coverage at least once a year.
Health Care Consumers: Choices and Constraints
This article summarizes the research and data currently available on different dimensions of consumer choice. These dimensions include not only whether to participate in a health care plan and which…
New medicaid enrollees in Oregon report health care successes and challenges.
TLDR
It is suggested that improving communication with beneficiaries and increasing the availability of coordinated care across settings could reduce the barriers that new enrollees are likely to face.
Examining public knowledge and preferences for adult preventive services coverage
TLDR
Overwhelmingly, individuals think that most preventive services should be covered without cost sharing, despite several years of coverage for preventive services, there is still confusion and lack of knowledge about which services are covered.
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References

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TLDR
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TLDR
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