• Corpus ID: 55911900

Housing Loans: What about Personality Traits?

  title={Housing Loans: What about Personality Traits?},
  author={Elisa Gambetti and Fiorella Giusberti},
  journal={International Journal of Economics and Financial Issues},
To investigate the role of personality traits (16PF model) on psychological attitudes about mortgage behaviour, 263 participants were asked their preferences and perceptions about housing loans. Results showed that: extraversion positively predicted the preference for housing loans with adjustable rates, but also the tendency to change this preference; anxiety negatively predicted the preference for having housing loans, preferring fixed-rate mortgages, and the perception of high risks and low… 
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