Hospital tiers in health insurance: balancing consumer choice with financial incentives.

@article{Robinson2003HospitalTI,
  title={Hospital tiers in health insurance: balancing consumer choice with financial incentives.},
  author={James C. Robinson},
  journal={Health affairs},
  year={2003},
  volume={Suppl Web Exclusives},
  pages={W3-135-46}
}
Variations in efficiency and market power are generating wide variations in the prices charged by hospitals to health insurance plans. Insurers are developing new network structures that expose the consumer to some of the cost differences, to encourage but not mandate differential use of the more economical facilities. The three leading designs include hospital "tiers" within a single broad network, multiple-network products, and the replacement of copayments by coinsurance in HMO as well as… CONTINUE READING

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