Health and the cost of nongroup insurance.

  title={Health and the cost of nongroup insurance.},
  author={Jack Hadley and James D. Reschovsky},
  journal={Inquiry : a journal of medical care organization, provision and financing},
  volume={40 3},
This analysis estimates a selection-adjusted model of the premium for nongroup insurance to measure the effect of health status on the cost of nongroup insurance. Using data from two recent national surveys, the probability of buying nongroup insurance is about 50% lower for people in fair or poor health compared to similar people in excellent health… CONTINUE READING