Financial Inclusion for Stability : Access to Bank Deposits and the Deposit Growth during the Global Financial Crisis

  title={Financial Inclusion for Stability : Access to Bank Deposits and the Deposit Growth during the Global Financial Crisis},
  author={Rui Han and Martin Meleck{\'y}},
In crisis times, depositors get anxious, can run on banks, and withdraw their deposits. Correlated deposit withdrawals of bank deposits could be mitigated if bank deposits are more diversified, i.e. held by more individuals. This paper examines the link between a broader access to bank deposits prior to the 2008 crisis and the dynamics of bank deposit growth in the crisis, while controlling for relevant covariates. Employing the proxies of Honohan (2008) for access to deposits and of Demirguc… CONTINUE READING

Figures, Tables, and Topics from this paper.

Explore Further: Topics Discussed in This Paper


Publications referenced by this paper.

Financial Inclusion and Stability: What Does Research Show?

  • Cull, Robert, Asli Demirguc-Kunt, Timothy Lyman
  • CGAP Brief 71305,
  • 2012

Kenya's Mobile Revolution and the Promise of Mobile Savings.

  • Demombynes, Gabriel, Aaron Thegeya
  • Policy Research Working Paper 5988
  • 2012

Measuring Financial Inclusion: The Global Findex Database.

  • Demirguc-Kunt, Asli, Leora Klapper
  • Policy Research Working Paper 6025,
  • 2012

The Foundations of Financial Inclusion: Understanding Ownership and Use of Formal Accounts.

  • Allen, Franklin, Asli Demirguc-Kunt, Leora Klapper, María Soledad Martínez Pería
  • Policy Research Working Paper 6290,
  • 2012
1 Excerpt

Financial Inclusion and Financial Stablity: Are They Two Sides of the Same Coin?” Speech at BANCON 2011 organized by the Indian Bankers Association and Indian Overseas

  • Khan, R ShriH.
  • 2011

The Dark Side of Bank Wholesale Funding.

  • Huang, Rocco, Lev Ratnovski
  • Journal of Financial Intermediation
  • 2011

Financial Inclusion and Financial Stability: Current Policy Issues.

  • Hannig, Alfred, Stefan Jansen
  • ADBI Working Paper 259,
  • 2010

Financial Sector Regulation and Reforms in Emerging Markets: An Overview.

  • Prasad, S Eswar
  • NBER Working Paper 16428,
  • 2010

Similar Papers

Loading similar papers…