Financial Inclusion for Stability : Access to Bank Deposits and the Deposit Growth during the Global Financial Crisis

@inproceedings{Han2013FinancialIF,
  title={Financial Inclusion for Stability : Access to Bank Deposits and the Deposit Growth during the Global Financial Crisis},
  author={Rui Han and Martin Meleck{\'y}},
  year={2013}
}
In crisis times, depositors get anxious, can run on banks, and withdraw their deposits. Correlated deposit withdrawals of bank deposits could be mitigated if bank deposits are more diversified, i.e. held by more individuals. This paper examines the link between a broader access to bank deposits prior to the 2008 crisis and the dynamics of bank deposit growth in the crisis, while controlling for relevant covariates. Employing the proxies of Honohan (2008) for access to deposits and of Demirguc… CONTINUE READING

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