Extension Of Bank Application Scoring Model With Big Data Analysis

@inproceedings{Madar2017ExtensionOB,
  title={Extension Of Bank Application Scoring Model With Big Data Analysis},
  author={Laszlo Madar},
  booktitle={ECMS},
  year={2017}
}
Application scoring models of credit institutions has been subject to research since the 1960s. Micro and SME lending has also been improving, however current application scoring models for smaller firms have still lower power statistics as models for private individuals or larger firms. This portfolio has not so strong financials and have less bureau collected behavioral information that makes individual assessment of these firms a hard job for credit institutions. This paper presents an… 

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