Exploring the Factors Behind the Resistance to Mobile Banking in Portugal

@article{Cruz2009ExploringTF,
  title={Exploring the Factors Behind the Resistance to Mobile Banking in Portugal},
  author={Pedro Cruz and Tommi Laukkanen and Pablo Mu{\~n}oz-Gallego},
  journal={IJESMA},
  year={2009},
  volume={1},
  pages={16-35}
}