Evidence of Demand for Index Insurance: Experimental Games and Commercial Transactions in Ethiopia

@article{Norton2014EvidenceOD,
  title={Evidence of Demand for Index Insurance: Experimental Games and Commercial Transactions in Ethiopia},
  author={Michael Norton and D. Osgood and M. Madajewicz and Eric M. Holthaus and Nicole D. Peterson and R. Diro and Conner C. Mullally and Tse-Ling Teh and M. Gebremichael},
  journal={Journal of Development Studies},
  year={2014},
  volume={50},
  pages={630 - 648}
}
Abstract We present results of experimental games with smallholder farmers in Tigray, Ethiopia, in 2010, in which participants in the games allocated money across risk management options. One of the options was index insurance that was the same as commercial products sold locally. Participants exhibited clear preferences for insurance contracts with higher frequency payouts and for insurance over other risk management options, including high interest savings. The preference for higher frequency… Expand
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