Employment-Based Health Insurance: Analysis of Rural-Urban Differences in One State
@article{Ketsche2005EmploymentBasedHI,
title={Employment-Based Health Insurance: Analysis of Rural-Urban Differences in One State},
author={Patricia Ketsche},
journal={Medical Care Research and Review},
year={2005},
volume={62},
pages={458 - 478}
}This study estimates the propensity of firms to offer health insurance in a simultaneous equation model to control for the endogeneity between wages and health insurance. Previous research finds differences in rural and urban employer behavior with respect to health insurance benefits fully explained by differences in wages and firm size. In contrast, this study finds residual unexplained differences in the propensity to offer coverage that may be attributable to differences in plan supply…
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