Employer Health Insurance and Local Labor Market Conditions

  title={Employer Health Insurance and Local Labor Market Conditions},
  author={M. Susan Marquis and Stephen H. Long},
  journal={International Journal of Health Care Finance and Economics},
Theory suggests that an employer's decisions about the amount of health insurance included in the compensation package may be influenced by the practices of other employers in the market. We test the role of local market conditions on decisions of small employers to offer insurance and their dollar contribution to premiums using data from two large national surveys of employers. These employers are more likely to offer insurance and to make greater contributions in communities with tighter… CONTINUE READING

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